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Best credit card to use at Apple.

Online Shopping

Apple's own retail channels — apple.com, the Apple Store app, and ~270 physical Apple Stores — code as online shopping for most cards on the .com side and as electronics in-store. Apple purchases through Apple Pay also enable several merchant-specific bonuses on cards that bonus Apple Pay, but those typically require the purchase to be made via the Apple Pay button rather than chip-and-PIN. The Apple Card itself earns 3% on Apple-branded purchases, which is the strongest non-promotional rate you'll find here.

Picks without a tag earn at Apple both in-store and online. Watch for theOnline onlytag — those bonuses only apply on apple.com.

  1. #1
    U.S. Bank
    Earns 6% at Apple
    If selected as one of your 2 quarterly retailers (up to $1,500/quarter, then 1.5%)
    6%
  2. #2
    U.S. Bank Cash+ Visa SignatureOnline onlyif you select it
    U.S. Bank
    5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  3. #3
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  4. #4
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  5. #5
    Robinhood
    3% flat-rate cashback
    3%
  6. #6
    American Express
    2% flat-rate cashback
    2%
  7. #7
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  8. #8
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  9. #9
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  10. #10
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%