18 cards ranked
Best credit card to use at Saks OFF 5TH.
Department Store
Saks OFF 5TH is the off-price arm of Saks Fifth Avenue, with about 90 outlet stores across the U.S. and Canada plus its own e-commerce site. The format carries designer apparel, shoes, and accessories at substantial discounts to the parent retailer. Saks OFF 5TH codes as a department store, so a department-store category bonus card will earn its multiplier. The SaksFirst Mastercard (issued by Capital One) earns elevated points at both Saks Fifth Avenue and Saks OFF 5TH, with tiered status benefits at higher spend thresholds.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #23%
- #32%
- #42%
- #52%
- #6First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #7Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #8American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #92%
- #102%
- #11Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #12PenFed Credit Union2% flat-rate cashback2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise2%
- #132%
- #142%
- #15TD Bank2% flat-rate cashbackEarns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account2%
- #162%
- #172%
- #182%
Last updated August 10, 2026