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10 cards ranked

Best credit card to use at Saks OFF 5TH.

Department Store

Saks OFF 5TH is the off-price arm of Saks Fifth Avenue, with about 90 outlet stores across the U.S. and Canada plus its own e-commerce site. The format carries designer apparel, shoes, and accessories at substantial discounts to the parent retailer. Saks OFF 5TH codes as a department store, so a department-store category bonus card will earn its multiplier. The SaksFirst Mastercard (issued by Capital One) earns elevated points at both Saks Fifth Avenue and Saks OFF 5TH, with tiered status benefits at higher spend thresholds.

  1. #1
    US Bank Cash+ Visa Signatureif you select it
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  9. #9
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  10. #10
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

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Last updated May 17, 2026

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