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18 cards ranked

Best credit card to use at Ollie's Bargain Outlet.

Department Store

Ollie's Bargain Outlet is a closeout retailer with more than 550 stores across the Eastern and Central U.S., selling brand-name merchandise (books, household goods, furniture, food, seasonal items) acquired from manufacturer overstock and store closeouts. The chain's tagline "Good Stuff Cheap" captures the model. Ollie's typically codes as a department store or discount retailer for credit card networks, so a department-store category bonus card can earn its multiplier. The free Ollie's Army loyalty program adds member-only discounts but is not a credit card product.

  1. #1
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Capital One
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  10. #10
    WebBank
    2% flat-rate cashback
    2%
  11. #11
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  12. #12
    PenFed Credit Union
    2% flat-rate cashback
    2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise
    2%
  13. #13
    PNC
    2% flat-rate cashback
    2%
  14. #14
    U.S. Bank
    2% flat-rate cashback
    2%
  15. #15
    TD Bank
    2% flat-rate cashback
    Earns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account
    2%
  16. #16
    Truist
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%
  18. #18
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated August 10, 2026