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10 cards ranked

Best credit card to use at Five Below.

Department Store

Five Below is a discount retailer with more than 1,700 stores across the U.S., built around items priced at $5 or less, plus a Five Beyond section with goods up to $25. The merchandise mix skews toward tweens and teens (candy, tech accessories, beauty, hobby, seasonal). Stores typically code as a discount or department store for credit card networks, so a department-store category bonus card can earn its multiplier here. Five Below does not issue its own credit card, so a general 2-5% category card is the cleanest play.

  1. #1
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    U.S. Bank
    2% flat-rate cashback
    2%
  9. #9
    Wells Fargo
    2% flat-rate cashback
    2%
  10. #10
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated May 17, 2026