18 cards ranked
Best credit card to use at Dillard's.
Department Store
Dillard's is a mid-tier to upscale department store chain with about 270 locations primarily in the South, Midwest, and Sun Belt. The merchandise mix leans heavily into apparel, shoes, cosmetics, and home goods. Dillard's codes as a department store, so any department-store category bonus card will earn its multiplier. The Dillard's American Express card (issued by Wells Fargo) offers elevated rewards on Dillard's purchases plus general earn elsewhere, and Dillard's also issues a closed-loop store card with lower earn but more accessible approval.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #23%
- #32%
- #42%
- #52%
- #6First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #7Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #8American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #92%
- #102%
- #11Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #12PenFed Credit Union2% flat-rate cashback2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise2%
- #132%
- #142%
- #15TD Bank2% flat-rate cashbackEarns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account2%
- #162%
- #172%
- #182%
Last updated August 10, 2026