Best credit card to use at Dream Pairs.

1. #1
   
   US Bank Cash+ Visa Signatureif you select it

   U.S. Bank

   5% on select clothing if you select it as a bonus category (up to $2,000/quarter, then 1%)

   Choose 2 categories each quarter, up to $2,000 combined
   5%
2. #2
   
   Robinhood Gold

   Robinhood

   3% flat-rate cashback
   3%
3. #3
   
   Blue Business Cash from American Express

   American Express

   2% flat-rate cashback
   2%
4. #4
   
   Capital One Spark Cash Plus

   Capital One

   2% flat-rate cashback
   2%
5. #5
   
   Citi Double Cash

   Citi

   2% flat-rate cashback

   1% when you buy, 1% when you pay
   2%
6. #6
   
   Coinbase One

   First Electronic Bank

   2% flat-rate cashback

   Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
   2%
7. #7
   
   Fidelity Rewards Visa Signature

   Elan Financial Services

   2% flat-rate cashback

   When deposited into an eligible Fidelity account
   2%
8. #8
   
   Graphite Business Cash Unlimited

   American Express

   2% flat-rate cashback

   Unlimited 2% cash back on eligible purchases
   2%
9. #9
   
   Ink Business Premier

   Chase

   2% flat-rate cashback

   2.5% on purchases of $5,000 or more per transaction
   2%
10. #10
    
    Intuit Business

    WebBank

    2% flat-rate cashback
    2%
11. #11
    
    Navy Federal cashRewards Plus

    Navy Federal

    2% flat-rate cashback

    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
12. #12
    
    PenFed Power Cash Rewards Visa Signature

    PenFed Credit Union

    2% flat-rate cashback

    2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise
    2%
13. #13
    
    PNC Cash Unlimited

    PNC

    2% flat-rate cashback
    2%
14. #14
    
    Smartly Visa Signature

    U.S. Bank

    2% flat-rate cashback
    2%
15. #15
    
    TD Double Up

    TD Bank

    2% flat-rate cashback

    Earns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account
    2%
16. #16
    
    Truist Business Premium

    Truist

    2% flat-rate cashback
    2%
17. #17
    
    US Bank Business Essentials

    U.S. Bank

    2% flat-rate cashback

    2.5% on the first $10,000 in eligible purchases each billing cycle with $10,000+ in qualifying U.S. Bank business checking balances (Business Essentials, Gold, Gold with Interest, or Platinum Business Checking); 2% otherwise
    2%
18. #18
    
    US Bank Business Essentials Plus

    U.S. Bank

    2% flat-rate cashback

    Up to 3.5% on $200,000 a year with qualifying U.S. Bank business checking balances: 2.5% at $15,000 to $74,999, 3% at $75,000 to $149,999, 3.5% at $150,000+ (Business Essentials, Gold, Gold with Interest, or Platinum Business Checking); 2% otherwise
    2%
19. #19
    
    Wells Fargo Active Cash

    Wells Fargo

    2% flat-rate cashback
    2%
20. #20
    
    Wells Fargo Signify Business Cash

    Wells Fargo

    2% flat-rate cashback
    2%

Shoe orders code as clothing or general online retail depending on the processor. A card paying a bonus on select clothing or online shopping fits best; otherwise a flat-rate card is fine. Prices here are low enough that the category bonus matters less than free shipping thresholds, so consolidating an order to clear the shipping minimum usually saves more than the rewards difference.

Last updated October 23, 2026