Capital One Venture X Business
150,000 miles welcome · 10x on hotels & car rentals (via portal) · $395/yr
The Capital One Venture X Business takes the popular Venture X formula and scales it for companies: a flat 2 miles per dollar on everything, 10x on hotels and rental cars and 5x on flights booked through Capital One Business Travel, and a massive 150,000-mile welcome offer for businesses that can put $30,000 on the card in three months. The $300 annual travel credit and 10,000 anniversary miles effectively cancel out the $395 fee, making the lounge access, Global Entry credit, and Hertz status close to free. Note that this is a pay-in-full charge card with no preset spending limit, so balances cannot be carried month to month, and complimentary guest lounge access now requires $75,000 in annual spend. For a business with meaningful travel volume, it is one of the strongest flat-earn travel cards available.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) Hotels and rental cars booked through Capital One Business Travel | 10x |
Flights (via Portal) Flights and vacation rentals booked through Capital One Business Travel | 5x |
Everything Else | 2x |
| Benefit | Value |
|---|---|
Annual Travel Credit $300 credit each anniversary year, applied automatically for flights, hotels, and rental cars booked through Capital One Business Travel | $300 /yr |
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee, once every 4 years | $120 every 4 yr |
Premier Collection Experience Credit $100 experience credit per booking at Premier Collection luxury hotels and vacation rentals, plus daily breakfast and room upgrades when available | $100 |
| Total annual credits | $330 |
Card details
Foreign transaction fee | None |