Capital One Venture X Business
300,000 miles welcome · 10x on hotels & car rentals (via portal) · $395/yr
The headline right now is the welcome offer, which just doubled from 150,000 to 300,000 miles, but read the fine print: the first 150,000 takes $40,000 in spend within 4 months, and the rest, along with a $1,000 Capital One Business Travel credit, requires $120,000 in that same window. That limited-time offer is only realistic for businesses with very large monthly spending, and it excludes existing or previous Capital One business cardholders. Beyond the bonus, the card earns 2 miles per dollar on everything, 10 miles on hotels and rental cars and 5 miles on flights and vacation rentals booked through Capital One Business Travel. The $395 annual fee is largely offset by the $300 annual travel credit and 10,000 anniversary miles, provided you book through the portal. Lounge access, Hertz President's Circle status, and free employee cards earning 2x make it a strong premium pick, but guests only get into lounges free once you hit $75,000 in annual spend.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) Hotels and rental cars booked through Capital One Business Travel | 10x |
Flights (via Portal) Flights and vacation rentals booked through Capital One Business Travel | 5x |
Everything Else | 2x |
| Benefit | Value |
|---|---|
Annual Travel Credit $300 credit each anniversary year, applied automatically for flights, hotels, and rental cars booked through Capital One Business Travel | $300 /yr |
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee, once every 4 years | $120 every 4 yr |
Premier Collection Experience Credit $100 experience credit per booking at Premier Collection luxury hotels and vacation rentals, plus daily breakfast and room upgrades when available | $100 |
| Total annual credits | $330 |
Card details
Foreign transaction fee | None |