Capital One Quicksilver Cash Rewards
$200 welcome bonus · 5% on hotels & car rentals (via portal) · $0 annual fee
The Quicksilver's appeal is simplicity: a flat 1.5% cash back on every purchase with no annual fee and no categories to track, plus 5% on hotels and rental cars booked through Capital One Travel. New cardholders can earn a $200 bonus after spending $500 in the first 3 months, one of the easier thresholds around, and a 15-month 0% intro APR on purchases and balance transfers adds flexibility for a large purchase or payoff plan. No foreign transaction fees makes it a reasonable card to take abroad. The honest catch is that 1.5% is a modest flat rate, so if you want maximum return on everyday spending, a 2% flat card or a category card will outearn it. Treat the Capital One Travel price drop and price match protections as minor extras.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) | 5% |
Everything Else | 1.5% |
Card details
Regular APR | 18.49%–28.49% variable |
Intro APR on purchases | 0% for 15 months |
Intro APR on balance transfers | 0% for 15 months |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
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Capital One Quicksilver Cash RewardsBased on 5 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.