01 · overview
Capital One Quicksilver Cash Rewards
by Capital OneCashback
$200 welcome bonus · 5% on hotels & car rentals (via portal) · $0 annual fee
Annual fee
$0
No fee
Sign up bonus
$200
After $500 in 3 mo
Credits
—
No tracked credits
Median FICO
—
Approved
Median income
—
Approved
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) | 5% |
Everything Else | 1.5% |
Statement credits
No statement credits tracked.
Intro APR
0% for 15 months on balance transfers
0% for 15 months on purchases
Then 18.49%–28.49% variable APR
03 · approval odds
Approval odds
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04 · news
In the news
05 · reading
Further reading
By
Title
Read
CreditOdds
Authorized User Strategy: When It Boosts Your Score, When It Doesn't, and What Most Guides Get WrongJun 15, 2026
12 min
CreditOdds
How to Close a Credit Card Without Tanking Your ScoreJun 11, 2026
13 min
CreditOdds
Capital One's Auto-Decline Rules and Bucket System: Why You Keep Getting Denied (And How to Get Out)May 28, 2026
12 min
CreditOdds
Credit Utilization Explained: How It Actually Works, the Carry-a-Balance Myth, and the Numbers That Move Your ScoreMay 2, 2026
13 min
CreditOdds
How Long Does It Take to Build Credit? Realistic Timelines from Zero to 800May 2, 2026
13 min