Capital One VentureOne Rewards
20,000 miles welcome · 5x on hotels & car rentals (via portal) · $0 annual fee
The VentureOne Rewards is a no-annual-fee entry point into Capital One miles, with 1.25 miles per dollar on everything, 5x on hotels and rental cars booked through Capital One Travel, and no foreign transaction fees. It also offers 0% intro APR on purchases for 15 months, which makes it useful for spreading out a large purchase. The welcome offer is modest at 20,000 miles, but the $500 spend requirement within 3 months is easy to reach. The real catch is the base rate: 1.25x is low for everyday spending, and many no-fee cards earn 1.5% or more, so this card works best for someone who values earning travel miles abroad without a fee rather than maximizing rewards. Price drop protection and price matching on Capital One Travel bookings are minor extras.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) | 5x |
Everything Else | 1.25x |
Card details
Regular APR | 18.49%–28.49% variable |
Intro APR on purchases | 0% for 15 months |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Capital One VentureOne RewardsCapital One VentureOne RewardsBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.