Capital One VentureOne Rewards
20,000 miles welcome · 5x on hotels & car rentals (via portal) · $0 annual fee

The VentureOne Rewards is a starter travel card with no annual fee and no foreign transaction fees, plus a 15-month 0% intro APR on purchases that helps if you have a big expense to spread out. Its welcome offer of 20,000 miles after just $500 in spend within 3 months is easy to reach. The catch is the earn rate: 1.25 miles per dollar on everyday purchases is thin, and the only bonus is 5 miles on hotels and rental cars booked through Capital One Travel. Price drop protection and a price match guarantee on Capital One Travel bookings are minor extras. It works as a no-fee card to carry abroad, but anyone who spends meaningfully will earn more with a stronger flat-rate card.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) | 5x |
Everything Else | 1.25x |
Card details
Regular APR | 18.49%–28.49% variable |
Intro APR on purchases | 0% for 15 months |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Capital One VentureOne Rewards
Capital One VentureOne RewardsBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.