Hilton Honors American Express Business

The Hilton Honors Business card stands out for its everyday earn: 5 points per dollar on general purchases for the first $100,000 each calendar year, then 3 points, plus 12 points at Hilton portfolio properties. American Express recently raised the welcome offer from 130,000 to 150,000 points and a Free Night Reward after $8,000 in spend within 6 months, an offer that ends January 13, 2027. The $195 annual fee is partly offset by up to $240 a year in Hilton credits, paid out at $60 per quarter, though you need to stay or spend at Hilton properties regularly to use them. Complimentary Gold status comes with enrollment, and $40,000 in eligible purchases in a calendar year upgrades you to Diamond. The tradeoff is that every point stays inside Hilton Honors, so it only fits a business that books Hilton stays often enough to redeem what it earns.