01 · overview
Annual fee
$95
Per year
Sign up bonus
125K pts
After $3,000 in 3 mo · ≈ $875
Credits
$100
1 credit
Median FICO
787
Approved
Median income
$250,000
Approved
Welcome bonus
125K pts
After $3,000 in 3 mo · ≈ $875
Earn 125,000 Bonus Points + 1 Free Night Award after spending $3,000 on eligible purchases within 3 months of account opening. Free Night Award valid for one-night stay at properties with a redemption level up to 50,000 points per night.
Apply nowApply with referral02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels Marriott Bonvoy hotels (card portion; Bonvoy member rate and Silver Elite are program rates, not card rates) | 6x |
Groceries Combined $6,000/year cap with gas stations and dining; 2x thereafter on first $6,000/yr, then 2x | 3x |
Gas Combined $6,000/year cap with grocery stores and dining; 2x thereafter on first $6,000/yr, then 2x | 3x |
Dining Combined $6,000/year cap with grocery stores and gas stations; 2x thereafter on first $6,000/yr, then 2x | 3x |
Travel Other travel purchases (non-Marriott) | 2x |
Everything Else | 2x |
Estimated value: 0.7¢/point
Statement credits
| Credit | Value |
|---|---|
Airline Statement Credits Up to $100 in annual statement credits on airline purchases ($50 semi-annually after $250 spend in airline purchases each half) | $100 /yr |
| Total annual value | $100 |
03 · approval odds
Approval odds
Limited data — n = 1. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
04 · news