The Boundless justifies its $95 annual fee mostly with one thing: an annual Free Night Award good for a redemption up to 35,000 points, which a single decent stay can cover. Alongside that you get 6 points per dollar at Marriott Bonvoy hotels, 15 elite night credits, automatic Silver Elite status, and up to $100 a year in airline statement credits, paid as $50 each half after $250 in airline purchases. Everyday earning is where it thins out: 3 points on groceries, gas and dining but only across a combined $6,000 a year before the rate drops to 2, with 2 points on other travel and on everything else. The current welcome offer is Free Night Awards after $3,000 in purchases in the first three months, each valid at properties charging up to 50,000 points a night, and that is the strongest reason to apply now rather than later. Hold it for the free night and the elite night credits, not for the spending.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Marriott Bonvoy hotels (card portion; Bonvoy member rate and Silver Elite are program rates, not card rates) | 6x |
Groceries Combined $6,000/year cap with gas stations and dining; 2x thereafter on first $6,000/yr, then 2x | 3x |
Gas Combined $6,000/year cap with grocery stores and dining; 2x thereafter on first $6,000/yr, then 2x | 3x |
Dining Combined $6,000/year cap with grocery stores and gas stations; 2x thereafter on first $6,000/yr, then 2x | 3x |
Travel Other travel purchases (non-Marriott) | 2x |
Everything Else | 2x |
| Benefit | Value |
|---|---|
Airline Statement Credits Up to $100 in annual statement credits on airline purchases ($50 semi-annually after $250 spend in airline purchases each half) | $100 /yr |
| Total annual credits | $100 |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Marriott Bonvoy BoundlessBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.