The Bonvoy Bold is the free way to stay inside the Marriott ecosystem: no annual fee, no foreign transaction fee, automatic Silver Elite status, and 5 elite night credits each year toward your next tier. Earning is modest, with 3 points per dollar at Marriott Bonvoy hotels and 2 points on groceries, streaming, internet and cable, phone service and rideshare, then 1 point on everything else, so this is a status-and-perks card rather than a spending engine. Chase trimmed the welcome offer from 60,000 points to 45,000 in August, though the $1,000 spend requirement over three months remains one of the easiest to clear. The protections are more substantial than the fee suggests, including up to $500 per ticket in trip delay reimbursement, up to $3,000 in lost luggage coverage, and a one-year DashPass membership. If you stay with Marriott a few nights a year and do not want to pay for the privilege, it earns its keep, but anyone chasing real status or points volume should look at the paid cards in the line.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Marriott Bonvoy hotels (card portion; Bonvoy member rate and Silver Elite are program rates, not card rates) | 3x |
Groceries | 2x |
Streaming Select streaming services | 2x |
Utilities Internet and cable services | 2x |
Phone Services Phone services | 2x |
Transit Rideshare; the same 2x bucket also covers select food delivery (no matching taxonomy category — food delivery shoppers may also see this rate) | 2x |
Everything Else | 1x |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Marriott Bonvoy BoldBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.