01 · overview
Annual fee
$0
No fee
Sign up bonus
125K pts
After $4,000 in 6 mo · ≈ $625
Credits
—
1 credit
Median FICO
—
Approved
Median income
—
Approved
Welcome bonus
125K pts
After $4,000 in 6 mo · ≈ $625
Earn 90,000 points after spending $2,000 in the first 3 months, plus an additional 35,000 points after spending a total of $4,000 in the first 6 months
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels Up to 17x total points at IHG hotels | 17x |
Dining | 3x |
Gas | 3x |
utilities Utilities, internet, and cable services (combined 3x bucket with phone and select streaming) | 3x |
phone Phone services (combined 3x bucket with utilities/internet/cable and select streaming) | 3x |
Streaming Select streaming services (combined 3x bucket with utilities/internet/cable and phone) | 3x |
Everything Else | 2x |
Estimated value: 0.5¢/point
Statement credits
| Credit | Value |
|---|---|
Points Purchase Discount Save 20% when you purchase IHG One Rewards points with this credit card. | $20 |
03 · approval odds
Approval odds
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