Hawaiian Airlines World Elite Mastercard

The Hawaiian Airlines World Elite Mastercard earns its $99 annual fee fastest through free first and second checked bags for the cardmember on eligible Hawaiian and Alaska Airlines flights booked with the card, which can cover the fee on a single trip. The 50,000-mile welcome offer after just $2,000 in spend within 3 months is an easy target, and each account anniversary brings a $100 companion discount on a roundtrip flight between Hawaii and North America. Everyday earn is modest: 3 miles per dollar on Hawaiian Airlines purchases only, 2 miles on gas, dining, and groceries, and 1 mile on everything else. A 0% intro APR on balance transfers for 15 months is an unusual extra for an airline card. The honest catch is that its value rests almost entirely on flying Hawaiian, so travelers without regular trips to or from the islands should look elsewhere.