The Hawaiian Airlines Business Mastercard is aimed at business owners who fly Hawaiian or Alaska Airlines, earning 3 miles per dollar on purchases with those two airlines and 2 miles on gas, dining, and office supplies. The welcome bonus of 50,000 miles after $4,000 in spend within three months is a solid start for a $99 annual fee. Heavy spenders get extra value from the annual bonuses: 20,000 Atmos Rewards points after $50,000 in purchases in a calendar year, or 40,000 after $100,000. The catch is that the everyday rate is only 1 mile per dollar, and the travel perks are thin, with just a one-time 50% off companion discount on eligible main cabin flights. It makes sense if your business already flies these airlines often, but without that loyalty the earning alone doesn't justify the fee.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Hawaiian Airlines and Alaska Airlines purchases | 3x |
Gas | 2x |
Dining | 2x |
Office Supply Stores | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Annual Spend Bonus (20k) 20,000 bonus Atmos Rewards points after spending $50,000 in purchases each calendar year | 20,000 points /yr |
Annual Spend Bonus (40k) Additional 40,000 bonus Atmos Rewards points after spending $100,000 or more in purchases each calendar year (in lieu of the 20k tier) | 40,000 points /yr |
One-Time 50% Off Companion Discount One-time 50% off companion discount for roundtrip main cabin travel on eligible flights | 50% |
| Total annual credits | 60,000 points |
Card details
Regular APR | 19.49%–29.49% variable |
Foreign transaction fee | None |