Barclays and Wyndham have added a premium tier to the Wyndham Rewards Earner family: the Earner Premier, a $395 card aimed at travelers who stay with Wyndham often enough to lean on its credits and elite perks. The launch arrived alongside a refresh of the rest of the lineup, so it is worth looking at the whole picture.
What the Earner Premier earns
- 8 points per dollar at Hotels by Wyndham
- 4 points per dollar on dining, groceries, and eligible travel
- 1 point per dollar everywhere else
The welcome offer is tiered: 90,000 points after spending $6,000 in the first 120 days, plus another 30,000 points after spending $750 at Wyndham properties within the first 180 days, for up to 120,000 points total.
The credits and perks
The $395 annual fee is steep for a hotel card, but Wyndham packed in recurring value for frequent guests:
- 30,000 anniversary points every year after you pay the annual fee
- A free-night award worth up to 30,000 points after five qualifying nights each year
- Wyndham Rewards Diamond status, the program's top tier
- A 25% discount on free-night redemptions
- Complimentary Wyndham Rewards Insider membership (a $95 value)
- Up to $100 in Wyndham hotel credits
- Up to $120 in meal delivery credits
- Up to $100 in streaming credits
- A $65 warehouse club membership credit
- Up to $125 toward TSA PreCheck or Global Entry every four years
- Emerald Club Executive status with National Car Rental
- Points that never expire while the account is open
Is the $395 worth it?
It comes down to how you travel. Stack the 30,000 anniversary points and the yearly free night against the fee and a regular Wyndham guest is already most of the way there, before counting the hotel, meal delivery, and streaming credits. The 25% redemption discount and Diamond status add ongoing value.
The catch is that several of those credits only pay off if you use them. Meal delivery and streaming credits are easy value for some households and dead weight for others. If you would not use them, discount them when you run the numbers, and one of the lower-fee cards may serve you better.
How the lineup compares
The refresh repositioned all four cards. The differences come down to fee, earn rate at Wyndham, status, and perks:
| Card | Annual Fee | Wyndham Earn Rate | Wyndham Status | Anniversary Points | Free-Night Discount |
|---|---|---|---|---|---|
| Earner Premier | $395 | 8x | Diamond | 30,000 | 25% |
| Earner Business | $149 | 8x | Diamond | 15,000 | 20% |
| Earner Plus | $95 | 6x | Diamond first year, then Platinum | 15,000 | 10% |
| Earner | $0 | 5x | Gold | 7,500 (with $15,000 spend) | 10% |
A few notes:
- The Earner Business earns 8x at Wyndham and 5x across a business-spend tier that includes gas, EV charging, office supplies, shipping, marketing, advertising, and Wyndham Vacation Club. It carries Diamond status, a 20% award discount, a $65 wholesale club credit, and 15,000 anniversary points for a $149 fee.
- The Earner Plus earns 6x at Wyndham and 4x on dining, groceries, and travel. It gives Diamond status in the first year and Platinum after, a 10% discount, 15,000 anniversary points, and a free night worth up to 15,000 points, for $95.
- The no-fee Earner earns 5x at Wyndham and 2x on dining, groceries, and gas, with Gold status, a 10% discount, and 7,500 points each year if you spend $15,000.
Bottom line
The Earner Premier is built for the committed Wyndham guest who will use the credits and values Diamond status and a yearly free night. If your Wyndham stays are occasional, the $149 Business or $95 Plus deliver elite benefits for a fraction of the fee, and the no-fee Earner still earns on stays. Match the card to how often you actually book Wyndham, not to the size of the welcome offer.