The Altitude Reserve is no longer accepting applications, so this verdict matters mainly for existing cardholders deciding whether to keep it. For them, the $325 annual travel credit covers most of the $400 annual fee, but only on travel purchases made with a mobile wallet, so check that your bookings actually qualify. Unlimited Priority Pass lounge access and a Global Entry or TSA PreCheck credit of up to $100 every five years round out the core perks. The real question at renewal is whether the lounge access and whatever you earn on spend are worth the remaining $75 or so net cost after the credit. If you rarely fly or can't route travel through a mobile wallet, the math turns against keeping it.
Earn rates & credits
| Benefit | Value |
|---|---|
Annual Travel Credit Credit for travel purchases made with a mobile wallet | $325 /yr |
Global Entry / TSA PreCheck Credit Statement credit for Global Entry or TSA PreCheck application fee | $100 every 5 yr |
| Total annual credits | $345 |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
US Bank Altitude Reserve Visa InfiniteBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.