U.S. Bank is no longer accepting applications for the Altitude Reserve, so this is a card to evaluate only if you already hold one. Its signature feature is the $325 annual travel credit, which applies to travel purchases made with a mobile wallet, meaning you have to pay through Apple Pay or a similar wallet for it to trigger. Add unlimited Priority Pass Select lounge access and up to $100 back on Global Entry or TSA PreCheck every five years, and the $400 annual fee is close to covered for anyone who travels regularly. If you use the travel credit each year, keeping the card is an easy call. If you do not, understand that closing it is permanent, since there is no way to reapply.
Earn rates & credits
| Benefit | Value |
|---|---|
Annual Travel Credit Credit for travel purchases made with a mobile wallet | $325 /yr |
Global Entry / TSA PreCheck Credit Statement credit for Global Entry or TSA PreCheck application fee | $100 every 5 yr |
| Total annual credits | $345 |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
US Bank Altitude Reserve Visa InfiniteBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.