Southwest Rapid Rewards Premier Business

The Premier Business sits in the middle of Chase's Southwest business lineup: a $149 annual fee against 6,000 anniversary points, which cuts the real cost meaningfully if you fly Southwest at all. It earns 3 points per dollar on Southwest purchases and 2 points at gas stations and restaurants up to a combined $8,000 a year, then 1 point on everything after that, so it is not a card to run all your business spending through. The travel perks are where it earns its keep: a free first checked bag for you and up to eight passengers, Group 5 boarding, complimentary Standard or Preferred seat selection within 48 hours of departure, 25% back on inflight drinks and Wi-Fi, and a 15% promo code each anniversary year. It also adds 10,000 Companion Pass qualifying points a year and 2,000 tier qualifying points per $5,000 spent toward A-List, plus employee cards at no cost with individual spending limits. The signup bonus is 60,000 points after $3,000 in three months. If you want faster status accrual and richer seat perks, the Performance Business does more for $150 more.