Southwest Rapid Rewards Premier Business
80,000 points welcome · 3x on airlines · $149/yr

The Southwest Rapid Rewards Premier Business is a mid-tier business option at $149 a year, and its welcome offer recently rose from 60,000 to 80,000 points after $3,000 in spending within three months. It earns 3 points per dollar on Southwest purchases and 2 points on gas and restaurants up to a combined $8,000 per year, with 1 point on everything else. Ongoing perks include 6,000 anniversary points, a 15% off promo code for one flight each year, a free first checked bag and Group 5 boarding for up to eight passengers, and 10,000 Companion Pass qualifying points annually. The catch is that the bonus categories are capped and narrow, so day-to-day business spending will mostly earn 1 point. For a small business that flies Southwest regularly, the bonus and baggage savings make it worth a look; for heavier travelers, the Performance Business adds more perks.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Southwest Airlines purchases | 3x |
Gas Gas stations and restaurants (combined $8,000/year cap with dining) on first $8,000/yr, then 1x | 2x |
Dining Gas stations and restaurants (combined $8,000/year cap with gas) on first $8,000/yr, then 1x | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
25% Back on Inflight Purchases 25% back as a statement credit on inflight drinks and Wi-Fi | 25% |
15% Flight Discount One 15% promo code each cardmember anniversary year for Southwest flights (excludes Basic fare). | 15% /yr |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |