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01 · overview

Southwest Rapid Rewards Premier Business

by ChasePoints

60,000 points welcome · 3x on airlines · $149/yr

Southwest Rapid Rewards Premier Business
Annual fee
$149
Per year
Sign up bonus
60K pts
After $3,000 in 3 mo · ≈ $780
Credits
1 credit
Median FICO
Approved
Median income
Approved
Our take

The Southwest Rapid Rewards Premier Business card is the workhorse option for businesses loyal to Southwest, earning 3 points per dollar on Southwest purchases and 2 points on gas, restaurants, and local commuting. The 60,000 point welcome offer covers a lot of domestic flying, and the 10,000 Companion Pass qualifying points each year give a meaningful head start toward Southwest's most valuable perk. With Southwest now charging for checked bags and assigned seating, the free first checked bag for up to nine travelers and complimentary seat selection near departure carry real weight against the $149 annual fee, and 6,000 anniversary points cover most of the rest. Heavy spenders chasing A-List status or unlimited 2x categories should step up to the Performance Business instead.

Welcome bonus
60K pts
After $3,000 in 3 mo · ≈ $780
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Southwest Airlines purchases
3x
Gas
Gas stations and restaurants (combined $8,000/year cap with dining)
on first $8,000/yr, then 1x
2x
Dining
Gas stations and restaurants (combined $8,000/year cap with gas)
on first $8,000/yr, then 1x
2x
Transit
Local transit and commuting, including rideshare
2x
Everything Else
1x
Estimated value: 1.3¢/point
Credits & rebates
BenefitValue
25% Back on Inflight Purchases
25% back as a statement credit on inflight drinks and Wi-Fi
25%
03 · card details

Card details

Regular APR
19.24%–27.74% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

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