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01 · overview

Southwest Rapid Rewards Premier Business

by ChasePoints

80,000 points welcome · 3x on airlines · $149/yr

Southwest Rapid Rewards Premier Business
Annual fee
$149
Per year
Sign up bonus
80K pts
After $3,000 in 3 mo · ≈ $1,040
Credits
—
2 credits · 7 perks
Median FICO
—
Approved
Median income
—
Approved
Our take

The Southwest Rapid Rewards Premier Business is a mid-tier business option at $149 a year, and its welcome offer recently rose from 60,000 to 80,000 points after $3,000 in spending within three months. It earns 3 points per dollar on Southwest purchases and 2 points on gas and restaurants up to a combined $8,000 per year, with 1 point on everything else. Ongoing perks include 6,000 anniversary points, a 15% off promo code for one flight each year, a free first checked bag and Group 5 boarding for up to eight passengers, and 10,000 Companion Pass qualifying points annually. The catch is that the bonus categories are capped and narrow, so day-to-day business spending will mostly earn 1 point. For a small business that flies Southwest regularly, the bonus and baggage savings make it worth a look; for heavier travelers, the Performance Business adds more perks.

Welcome bonus
80K pts
After $3,000 in 3 mo · ≈ $1,040
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Southwest Airlines purchases
3x
Gas
Gas stations and restaurants (combined $8,000/year cap with dining)
on first $8,000/yr, then 1x
2x
Dining
Gas stations and restaurants (combined $8,000/year cap with gas)
on first $8,000/yr, then 1x
2x
Everything Else
1x
Estimated value: 1.3¢/point
Credits & rebates
BenefitValue
25% Back on Inflight Purchases
25% back as a statement credit on inflight drinks and Wi-Fi
25%
15% Flight Discount
One 15% promo code each cardmember anniversary year for Southwest flights (excludes Basic fare).
15% /yr
Perks & protections
Anniversary Points
6,000 bonus points each cardmember anniversary
Free First Checked Bag
First checked bag free for the cardmember and up to eight additional passengers on the same reservation
Seat Selection
Complimentary Standard or Preferred seat selection within 48 hours of departure, when available
Group 5 Boarding
Group 5 boarding for the cardmember and up to eight passengers on the same reservation
Tier Qualifying Points
2,000 tier qualifying points toward A-List status for every $5,000 spent on the card
Companion Pass Boost
10,000 Companion Pass qualifying points each calendar year (these do not count toward flight redemptions)
Employee Cards
Employee cards at no additional cost with individual spending limits
03 · card details

Card details

Regular APR
19.24%–27.74% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

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05 · news

In the news