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01 · overview

Southwest Rapid Rewards Premier Business

by ChasePoints

80,000 points welcome · 3x on airlines · $149/yr

Southwest Rapid Rewards Premier Business
Annual fee
$149
Per year
Sign up bonus
80K pts
After $3,000 in 3 mo · ≈ $1,040
Credits
—
2 credits · 7 perks
Median FICO
840
Approved
Median income
—
Approved
Our take

The Premier Business just got a better welcome offer, with the signup bonus recently raised from 60,000 to 80,000 points after $3,000 in spending within three months. For a $149 annual fee you get 6,000 anniversary points, a free first checked bag and Group 5 boarding for you and up to eight companions on the same reservation, seat selection within 48 hours of departure when available, a 15% flight discount code each anniversary year, and a 10,000-point Companion Pass boost. Earning is 3 points per dollar on Southwest purchases and 2 points at gas stations and restaurants, but that 2x rate shares a combined $8,000 annual cap. Everything else earns 1 point, so this is not a card for heavy general business spending. It works best for a small business that flies Southwest regularly and wants the travel perks without paying for the $299 Performance Business.

Welcome bonus
80K pts
After $3,000 in 3 mo · ≈ $1,040
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Southwest Airlines purchases
3x
Gas
Gas stations and restaurants (combined $8,000/year cap with dining)
on first $8,000/yr, then 1x
2x
Dining
Gas stations and restaurants (combined $8,000/year cap with gas)
on first $8,000/yr, then 1x
2x
Everything Else
1x
Estimated value: 1.3¢/point
Credits & rebates
BenefitValue
25% Back on Inflight Purchases
25% back as a statement credit on inflight drinks and Wi-Fi
25%
15% Flight Discount
One 15% promo code each cardmember anniversary year for Southwest flights (excludes Basic fare).
15% /yr
Perks & protections
Anniversary Points
6,000 bonus points each cardmember anniversary
Free First Checked Bag
First checked bag free for the cardmember and up to eight additional passengers on the same reservation
Seat Selection
Complimentary Standard or Preferred seat selection within 48 hours of departure, when available
Group 5 Boarding
Group 5 boarding for the cardmember and up to eight passengers on the same reservation
Tier Qualifying Points
2,000 tier qualifying points toward A-List status for every $5,000 spent on the card
Companion Pass Boost
10,000 Companion Pass qualifying points each calendar year (these do not count toward flight redemptions)
Employee Cards
Employee cards at no additional cost with individual spending limits
03 · card details

Card details

Regular APR
19.24%–27.74% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 2 · 1 approved · 1 denied
Limited data — n = 2. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
05 · news

In the news