01 · overview
Annual fee
$0
No fee
Sign up bonus
—
No current offer
Credits
—
No tracked credits
Median FICO
—
Approved
Median income
—
Approved
Our take
Worth it only if you check out with PayPal a lot: 3% back when you pay through PayPal online or via in-store QR, dropping to 1.5% everywhere else, with no annual fee. Since the 3% is gated to PayPal and the card charges foreign transaction fees, most people are better served by a flat 2% card like Wells Fargo Active Cash that pays everywhere without the PayPal requirement.
Apply now
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Online Shopping Only when paying via PayPal checkout (online or in-store QR). Earns 1.5% anywhere PayPal is not used. | 3% |
Everything Else | 1.5% |
Statement credits
No statement credits tracked.
03 · approval odds
Approval odds
We're still collecting data on this card. Submit a data point to help. Log in to submit →