The no-annual-fee Hilton Honors card is the low-commitment way into the program, and its everyday earn rate is better than most free cards manage: 5x at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, 3x on everything else, and 7x on eligible purchases at Hilton hotels and resorts. The current welcome offer is 80,000 points plus a $100 statement credit after $2,000 of spending in six months, which is back down after American Express briefly raised it to 100,000 points in May and cut it again on July 30. Complimentary Silver status is thin compared with the Gold that the paid cards grant automatically, though it does include a 5th night free on reward stays. You can reach Gold, but only after $20,000 of eligible purchases in a calendar year, which is a lot of spending on a free card. It works best as a keeper for the 5x categories and occasional Hilton stays rather than as the card that gets you meaningful hotel status.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Eligible purchases at Hilton hotels and resorts | 7x |
Dining U.S. restaurants | 5x |
Groceries U.S. supermarkets | 5x |
Gas U.S. gas stations | 5x |
Everything Else | 3x |
| Benefit | Value |
|---|---|
Venue Collection Concessions Rebate 10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year, when the card is enrolled | 10% |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Hilton HonorsBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.