01 · overview
Delta SkyMiles Gold Business American Express
by American ExpressMiles
90,000 miles welcome · 2x on airlines · $150/yr
Annual fee
$150
Per year
Sign up bonus
90K mi
After $6,000 in 6 mo · ≈ $1,080
Credits
$270
3 credits
Median FICO
—
Approved
Median income
—
Approved
Our take
A reasonable entry-level Delta card for small businesses that fly Delta a few times a year: the first checked bag free and Main Cabin 1 boarding can cover the $150 fee on their own, plus 2x on Delta, dining, and shipping. Earning is modest at 2x and 1x elsewhere, so it is about the airline perks, not the points rate. The personal Delta Gold currently carries a larger signup bonus, so compare the two if a business card is not essential.
Welcome bonus
90K mi
After $6,000 in 6 mo · ≈ $1,080
Limited-time offer, up from 60,000. Offer ends 2026-07-15.
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Airlines Delta purchases | 2x |
Dining Restaurants worldwide | 2x |
shipping U.S. shipping providers and U.S. advertising in select media (combined cap) on first $50,000/yr, then 1x | 2x |
Everything Else | 1x |
Estimated value: 1.2¢/mile
Statement credits
| Credit | Value |
|---|---|
$150 Delta Stays Credit Up to $150 annual statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com. | $150 /yr |
20% Inflight Purchase Credit 20% savings in the form of a statement credit on eligible Delta in-flight food and beverage purchases. | $20 |
Rideshare Statement Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers, after first card renewal | $120 /yr |
| Total annual value | $270 |
03 · card details
Card details
Regular APR | 19.49%–28.49% variable |
04 · approval odds
Approval odds
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