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01 · overview

Delta SkyMiles Gold Business American Express

60,000 miles welcome · 2x on airlines · $150/yr

Delta SkyMiles Gold Business American Express
Annual fee
$150
Per year
Sign up bonus
60K mi
After $4,000 in 6 mo · ≈ $720
Credits
$270
3 credits · 4 perks
Median FICO
Approved
Median income
Approved
Our take

For $150 a year the Gold Business buys the same Delta travel perks as its personal sibling: first checked bag free for you and up to eight companions, Main Cabin 1 boarding, and 15% off award flights booked with Delta. The business twist is 2x on U.S. shipping providers up to $50,000 a year, alongside 2x on Delta purchases and restaurants worldwide, with everything else at 1x. The welcome offer has been unusually volatile, swinging from 90,000 down to 60,000 in May, back to 90,000 in early July, then down to 60,000 miles after $4,000 in six months by mid-July, so it is worth waiting for a higher window if you are not in a hurry. Watch the $200 Delta flight credit too: it takes $10,000 in calendar-year purchases, which many businesses will clear but casual users will not. The $150 Delta Stays credit and up to $120 a year in rideshare credits help, though the rideshare credit only starts after your first renewal.

Welcome bonus
60K mi
After $4,000 in 6 mo · ≈ $720
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Delta purchases
2x
Dining
Restaurants worldwide
2x
Shipping
U.S. shipping providers; U.S. advertising in select media also earns 2x with its own separate $50,000 annual cap
on first $50,000/yr, then 1x
2x
Everything Else
1x
Estimated value: 1.2¢/mile
Credits & rebates
BenefitValue
$150 Delta Stays Credit
Up to $150 annual statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com.
$150 /yr
20% Inflight Purchase Credit
20% savings in the form of a statement credit on eligible Delta in-flight food and beverage purchases.
20%
Rideshare Statement Credit
Up to $10 in statement credits each month on U.S. rideshare purchases with select providers, after first card renewal
$120 /yr
Total annual credits$270
Perks & protections
Free Checked Bags
First checked bag free on Delta flights worldwide and second checked bag free on domestic Delta flights, for you and up to 8 companions on the same reservation
Priority Boarding
Main Cabin 1 priority boarding on Delta flights
TakeOff 15
15% off Delta award flights when booking through delta.com or the Fly Delta app
$200 Delta Flight Credit
$200 Delta Flight Credit after spending $10,000 in purchases in a calendar year.
03 · card details

Card details

Regular APR
19.49%–28.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 1 · 1 denied
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