Delta SkyMiles Gold Business American Express
90,000 miles welcome · 2x on airlines · $150/yr

For a business that flies Delta, the checked-bag benefit does most of the work: first bag free worldwide and second bag free domestically for the cardmember and up to eight companions on the same reservation, which can offset the $150 annual fee on a single team trip. The current welcome offer is 90,000 miles after $6,000 of spend in six months and runs through November 4, 2026, though be aware the offer has swung between 60,000 and 90,000 four times since May, so timing matters more than usual here. Earning is business-shaped: 2x on Delta, restaurants worldwide, and U.S. shipping providers up to $50,000 per year, with U.S. advertising in select media carrying its own separate $50,000 cap, and 1x on everything else. The $150 Delta Stays credit and Main Cabin 1 boarding are useful, but the $200 Delta flight credit takes $10,000 of calendar-year spend and the rideshare credit only starts after your first card renewal. Worth it if Delta is your airline; thin otherwise, since the base rate is just 1x.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 2x |
Dining Restaurants worldwide | 2x |
Shipping U.S. shipping providers; U.S. advertising in select media also earns 2x with its own separate $50,000 annual cap on first $50,000/yr, then 1x | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
$150 Delta Stays Credit Up to $150 annual statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com. | $150 /yr |
20% Inflight Purchase Credit 20% savings in the form of a statement credit on eligible Delta in-flight food and beverage purchases. | 20% |
Rideshare Statement Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers, after first card renewal | $120 /yr |
| Total annual credits | $270 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |