The original Wells Fargo issued Bilt Mastercard is no longer accepting applications, so this page is mainly useful as a pointer to where to go next. If what you liked was earning points on rent with no annual fee, the Bilt Blue is the direct successor: rent still earns up to 1.25x, plus 3x on hotels booked through Bilt Travel and 3x on Lyft. If you would rather have broad everyday earning, the Wells Fargo Autograph, the card Wells Fargo moved many Bilt holders into, pays 3x on dining, travel, gas, transit, streaming, and phone with no annual fee. And if you spend heavily on dining or groceries, the $95 Bilt Obsidian lets you pick one of those as a 3x category while keeping the rent earning and adding travel rates. Pick the replacement that matches how you actually spend rather than defaulting to the closest name.
Earn rates & credits
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Bilt MastercardBased on 6 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.