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01 · overview

Wells Fargo Propel American Express

by Wells FargoPoints

3x on dining · $0 annual fee

Wells Fargo Propel American Express
Annual fee
$0
No fee
Sign up bonus
No current offer
Credits
No tracked credits
Median FICO
751
Approved
Median income
$60,000
Approved
Our take

The Propel was a rare no-fee card that earned 3x across a wide swath of categories: dining, travel, transit, gas, and streaming, which made it a favorite for people who wanted broad bonus earning without a fee. It is no longer open to new applicants (Wells Fargo replaced it with the Autograph line), so it is here mostly for existing holders. If you can't get this one, the current Wells Fargo Autograph keeps the same no-fee, multi-category 3x formula.

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Not accepting applications
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Dining
3x
Travel
Includes flights, hotels, homestays, car rentals
3x
Transit
3x
Gas
3x
Streaming
Select streaming services
3x
Everything Else
1x
Estimated value: 1.2¢/point
Statement credits
No statement credits tracked.
04 · approval odds

Approval odds

n = 31 · 20 approved · 11 denied
Median FICO
751
Median income
$60,000
Credit history
2 yrs
Approval rate by FICO score
790+no data
760–78975%
730–75940%
700–72950%
670–699no data
< 670no data
ApprovedDenied
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