The Free Spirit Travel Mastercard is no longer accepting applications, so this take is for existing cardholders deciding whether to keep it. It charges no annual fee and earns 2 points per dollar on eligible Spirit Airlines purchases and 1 point on everything else, which is thin unless you fly Spirit often. The more useful perks are tied to the airline: a 25% rebate on Spirit inflight food and beverage, Zone 2 priority boarding, and 5,000 bonus points each anniversary after spending at least $10,000 in the prior year. No foreign transaction fee makes it painless to carry on international trips. With no annual fee there is little cost to keeping it open for credit history and the occasional Spirit flight, but it should not be your main spending card.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Eligible Spirit Airlines purchases only | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Anniversary bonus points 5,000 bonus points at each account anniversary after spending at least $10,000 in the prior anniversary year. | 5,000 points |
Inflight rebate A 25% rebate on Spirit inflight food and beverage purchases paid for with the card. | 25% |
Card details
Foreign transaction fee | None |