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01 · overview

Amazon Business Prime American Express

by American ExpressCashback

$125 welcome bonus · 5% on amazon.com · $0 annual fee

Amazon Business Prime American Express
Annual fee
$0
No fee
Sign up bonus
$125
After $0 in 0 mo
Credits
No tracked credits
Median FICO
Approved
Median income
Approved
Our take

Amex stopped accepting new applications for this card in April 2026, so it is only relevant if you already hold one. For those who do, it remains a strong business card on Amazon spending: 5% back at Amazon.com, Amazon Business, AWS, and Whole Foods on up to $120,000 a year, which is a high enough ceiling that most small businesses will never reach it. Outside that lane it earns 2% at U.S. restaurants and gas stations and 1% on everything else, so it is a specialist rather than a catch-all. There is no annual fee, which means there is no cost to keeping it open for the Amazon and AWS rate alone. If your business runs meaningful spending through Amazon or AWS, hold onto it, because you cannot get it back once you close it.

Welcome bonus
$125
After $0 in 0 mo
Not accepting applications
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Amazon.com
U.S. purchases at Amazon.com, Amazon Business, AWS, and Whole Foods Market
on first $120,000/yr, then 1%
5%
Dining
U.S. restaurants
2%
Gas
U.S. gas stations
2%
Everything Else
1%
Credits & rebates
No credits or rebates tracked.
03 · card details

Card details

Regular APR
18.24%–26.24% variable
04 · approval odds

Approval odds

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