Amazon Business Prime American Express
$125 welcome bonus · 5% on amazon.com · $0 annual fee

Amex stopped accepting new applications for this card in April 2026, so it is only relevant if you already hold one. For those who do, it remains a strong business card on Amazon spending: 5% back at Amazon.com, Amazon Business, AWS, and Whole Foods on up to $120,000 a year, which is a high enough ceiling that most small businesses will never reach it. Outside that lane it earns 2% at U.S. restaurants and gas stations and 1% on everything else, so it is a specialist rather than a catch-all. There is no annual fee, which means there is no cost to keeping it open for the Amazon and AWS rate alone. If your business runs meaningful spending through Amazon or AWS, hold onto it, because you cannot get it back once you close it.
Earn rates & credits
| Category | Rate |
|---|---|
Amazon.com U.S. purchases at Amazon.com, Amazon Business, AWS, and Whole Foods Market on first $120,000/yr, then 1% | 5% |
Dining U.S. restaurants | 2% |
Gas U.S. gas stations | 2% |
Everything Else | 1% |
Card details
Regular APR | 18.24%–26.24% variable |