01 · overview
Rakuten American Express
by American ExpressCashback
$200 welcome bonus · 5% on rakuten_dining · $0 annual fee
Annual fee
$0
No fee
Sign up bonus
$200
After $2,000 in 3 mo
Credits
—
No tracked credits
Median FICO
—
Approved
Median income
—
Approved
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
rakuten_dining Rakuten Dining purchases | 5% |
rakuten Rakuten.com purchases, up to $7,000 in spend per calendar year (then 1%) | 4% |
Groceries | 2% |
Dining | 2% |
Everything Else | 1% |
Statement credits
No statement credits tracked.
Intro APR
0% for 15 months on purchases
Then 19.49%–28.49% variable APR
03 · approval odds
Approval odds
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