01 · overview
USAA Preferred Cash Rewards
by USAACashback
$250 welcome bonus · 1.5% on everything else · $0 annual fee
Annual fee
$0
No fee
Sign up bonus
$250
After $1,000 in 3 mo
Credits
—
No tracked credits
Median FICO
—
Approved
Median income
—
Approved
Our take
A straightforward no-fee card for USAA members: a flat 1.5% on everything, a $250 bonus after $1,000 of spend, and no foreign transaction fees. It is fine as a simple everyday card, but the 1.5% rate is beaten by widely available flat 2% cards like Wells Fargo Active Cash. Get it mainly if you already bank with USAA and want to keep your cards under one roof.
Welcome bonus
$250
After $1,000 in 3 mo
Apply link not available yet
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Everything Else | 1.5% |
Credits & rebates
No credits or rebates tracked.
03 · card details
Card details
Regular APR | 15.4%–27.4% variable |
Foreign transaction fee | None |
04 · approval odds
Approval odds
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