Princess Rewards Visa
20,000 points welcome · 2x on travel · $0 annual fee

The Princess Rewards Visa's clearest draw is its entry cost: no annual fee, no foreign transaction fees, and 20,000 points after just $1,000 of spend in the first three months, which is a low bar for a co-branded travel card. Barclays also pairs it with 15 months of 0% intro APR on balance transfers, an unusual feature on a cruise card and the main reason to look at it outside of sailing season. The earning is thin, though: the 2 points per dollar applies only to purchases made with Princess Cruises itself, and everything else earns a flat 1 point per dollar, which almost any no-fee cashback card will beat. Rewards are only worth chasing here if you book Princess often enough to use them. Treat it as a cheap loyalty card with a useful balance transfer window attached, not as an everyday earner.
Earn rates & credits
| Category | Rate |
|---|---|
Travel Princess Cruises purchases | 2x |
Everything Else | 1x |
Card details
Regular APR | 18.49%–29.49% variable |
Intro APR on balance transfers | 0% for 15 months |
Foreign transaction fee | None |