Alliant Cashback Visa Signature

Alliant is no longer accepting applications for the Cashback Visa Signature, so this take is mainly for existing cardholders. The card now earns a flat 1.5% cash back on all purchases with no annual fee and no foreign transaction fees, after Alliant discontinued the earlier 2.5% Tier One structure on November 1, 2025. That change removed the reason most people opened it, and 1.5% is now an ordinary flat rate that many no-fee cards match or beat. There are no listed benefits beyond the cash back. If you hold it, it is fine to keep as a no-fee card for its credit history, but it no longer deserves to be your main card.