Alliant Cashback Visa Signature

The Alliant Cashback Visa Signature was for years the enthusiast favorite for flat-rate cash back, paying 2.5% on up to $10,000 per billing cycle for members who kept an Alliant High-Rate Checking account. That era is over: Alliant cut the card to a flat 1.5% on all purchases effective November 1, 2025, and quietly closed it to new applicants, so existing cardholders keep a now-ordinary card and everyone else cannot get it at all. At 1.5% with no annual fee it still works fine as a keeper for members who already have it, but there is no reason to chase it. Anyone hunting for above-2% flat cash back today should look at cards like the US Bank Smartly instead.