American Express Adds $300 ChatGPT Credits to Business Platinum and Business Gold Cards

American Express is adding $300 in annual ChatGPT credits to two of its premium business cards, effective 2026. Cardholders of The Business Platinum Card and American Express Business Gold Card will receive the new benefit as part of Amex's expansion of digital tools for commercial users.

The credits provide business owners with access to ChatGPT's AI-powered capabilities for productivity and operational tasks. This marks Amex's latest move to enhance the value proposition of its business card portfolio amid increasing competition in the premium card segment.

The benefit rollout follows a broader trend of credit card issuers integrating AI services and digital perks into their offerings. American Express has been steadily expanding ancillary benefits across its business card lineup to justify premium annual fees. The announcement was part of a broader Amex newsroom update that also introduced the new Graphite Business Cash Unlimited Card.