Wells Fargo Cash Back College

The Cash Back College was a starter card in the plainest sense: no annual fee and a flat 1% back on everything, with no bonus categories to learn or track. That simplicity was the whole point for a first card, but 1% is the floor now rather than a selling point, and Wells Fargo no longer accepts applications for it. If you still hold one, it is worth keeping open for the age it adds to your credit history while day to day spending goes on something that earns more. Students shopping for a first card today should look at current no-fee options with real earn rates instead.