Wells Fargo Cash Back College

Wells Fargo has closed this one to new applications, so the only question left is whether existing holders should keep using it. The answer is that there is not much to use: the card earns a flat 1% cash back on everything, with no bonus categories and no signup offer. The one thing in its favor is the $0 annual fee, which means there is no cost to leaving the account open for the sake of your credit history and average account age. If you are still spending on it, though, almost any current student card will pay you more per dollar. Keep it open, move the spending elsewhere.