Wells Fargo Cash Back College

Wells Fargo is no longer accepting applications for the Cash Back College card, so it is only relevant if you already have one. It was a simple starter card for students: no annual fee and a flat 1% cash back on every purchase. That flat rate is low by today's standards, so its real value is as a long-standing account that helps your credit history age. If you hold it, keep it open and in light use, and look to a card with a higher flat rate or bonus categories for your everyday spending once your credit has grown.