Disney Visa

The no-fee Disney Visa is the entry point to the lineup, and its honest appeal is the signup bonus: $150 total, a $100 Disney eGift Card on approval plus a $50 statement credit after $500 of spending in the first 3 months, with nothing to pay to keep the card open. You also get the park perks that run across the Disney cards, including 10% off select merchandise and dining at Disneyland and Walt Disney World, 15% off select guided tours, and a complimentary one-year DoorDash DashPass membership (enrollment required). The earning is the weak spot: a flat 1% in Disney Rewards Dollars on every purchase, with no bonus categories at all, which is below what plenty of no-fee cash back cards pay. It also charges foreign transaction fees, so leave it home on international trips. Grab it for the bonus and the park discounts if you're a Disney household, then put your actual spending on something that earns more.