Disney Visa

The no-fee Disney Visa is mostly a way to get a Disney gift card: $100 on approval plus a $50 statement credit after spending $500 in the first 3 months. Beyond that, it earns a flat 1% in Disney Rewards Dollars on all purchases, which is a weak rate even before you factor in that the rewards are aimed at Disney spending. The ongoing appeal is the park perks, including 10% off select dining and merchandise at Disneyland and Walt Disney World and 15% off select guided tours, plus a complimentary one-year DashPass membership with enrollment. It also charges a foreign transaction fee, so it is a poor travel companion outside the U.S. If you visit the parks occasionally and want those discounts without paying a fee, it works, but a flat-rate cash back card will earn far more on everyday spending.