The Disney Premier Visa is the middle option in the Disney lineup, earning 5% on Disney+, Hulu, and ESPN+ and 2% on gas, groceries, dining, and at most U.S. Disney locations for a $49 annual fee. That spread of 2% categories makes it more usable day to day than the no-fee Disney Visa, and the welcome offer of a $200 Disney eGift Card on approval plus a $100 statement credit after spending $500 in the first 3 months more than covers the first year's fee. The tradeoff is that everything else earns just 1%, and the value is really only there if you plan to spend your rewards on Disney. It also charges a foreign transaction fee, so leave it home on trips abroad. Park perks like 10% off select dining and merchandise, 15% off select guided tours, and cardmember photo spots are nice extras for frequent visitors rather than reasons to apply on their own.
Earn rates & credits
| Category | Rate |
|---|---|
Streaming Disney+, Hulu, and ESPN+ purchases | 5% |
Entertainment Most U.S. Disney locations | 2% |
Gas | 2% |
Groceries | 2% |
Dining | 2% |
Everything Else | 1% |
Card details
Regular APR | 18.24%–27.74% variable |
Foreign transaction fee | Yes |