The Bilt Obsidian is the mid-tier card in Bilt 2.0, featuring 3x points on your choice of dining or groceries (up to $25K/year), 2x on travel, 1.25x on housing, and 1x everywhere else, plus 4% Bilt Cash. Includes Point Accelerator access starting March 2026 to earn bonus points on everyday spending. No foreign transaction fees.
Bilt Obsidian Card Launches with $95 Annual Fee
Source: Bilt Rewards