USAA Rewards

The USAA Rewards card offers a straightforward rewards structure with no annual fee, making it a practical choice for those who frequently spend on dining and gas. You'll earn 2 points per dollar in those categories, and 1 point per dollar on everything else. However, the card doesn't stand out in any particular area, as it's not currently featured on any Best-of list. The regular APR range from 13.4% to 27.4% is fairly standard, so it's best suited for those who pay off their balance each month to avoid interest charges. Overall, it's a solid option for USAA members looking to earn points on everyday purchases without the burden of an annual fee.