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Ford Rewards Credit Card Launches with New 0% Installment Loan Program

Bread Financial

Ford Motor Company and Bread Financial have introduced the Ford Rewards Visa Signature credit card, marking a new entry in the automotive-branded rewards space.

The card features a 0% installment loan program designed specifically for vehicle-related purchases, allowing Ford customers to finance automotive expenses alongside traditional credit card transactions. The card also offers points-earning opportunities across multiple purchase categories, though specific earning rates and category details were not disclosed.

The partnership between Ford and Bread Financial, announced on March 13, 2026, combines rewards benefits with flexible financing options tailored to Ford owners. Visa Signature benefits are included with the card.