Navy Federal GO BIZ Rewards

The Navy Federal GO BIZ Rewards card is a straightforward choice for business owners seeking a no-annual-fee card with basic rewards. You'll earn 1 point per dollar on all purchases, which is modest but consistent for business expenses. A significant advantage is the absence of foreign transaction fees, making it a practical option for international business travel. The card also offers purchase protection and allows you to issue cards to multiple employees at no extra cost, adding convenience for managing business expenses. However, the relatively high regular APR range of 16.65% to 18% means it's best suited for those who can pay off balances monthly to avoid interest charges.