Citi Simplicity

$0 annual fee

Annual fee

No fee

—

No current offer

Credits

—

No tracked credits

Median FICO

—

Approved

Median income

—

Approved

Apply now

02 · earn & credits

Earn rates & credits

Earn rates

No rewards listed.

Statement credits

No statement credits tracked.

Intro APR

0% for 21 months on balance transfers

0% for 12 months on purchases

Then 17.49%–28.24% variable APR

03 · approval odds

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05 · reading